Reliable Legal Guidance from a San Bernardino Bankruptcy Attorney

Dealing with unmanageable debt is incredibly stressful, invading your finances and life. Harassment calls, delinquent notices, and foreclosure proceedings are heavy enough to lead one to a point of despondency. Relief and foresight in this matter can be the employment of a seasoned bankruptcy attorney. Expert legal advice allows you to weigh options for reducing or eliminating debt, keeping possessions, and achieving financial well-being.

It is not an easy decision to make to file for bankruptcy, but with good guidance, it can also mean the start of a new life financially. At the Law Office of A. Marie Felsen, Esq., our San Bernardino Bankruptcy Attorney services offer personalized advice to help you choose the best option for your case. Chapter 7 or Chapter 13 bankruptcy help is needed, an experienced attorney makes sure that your case is handled smoothly. Legal advice can protect your rights and help you through the process easily.

Services Offered by Law Office of A. Marie Felsen, Esq.

Chapter 7 Bankruptcy Representation – We represent you throughout the Chapter 7 bankruptcy filing and discharge of unsecured debt such as credit card debt, medical debt, and personal loans. We make the process as easy as possible, protecting your exempt property and achieving the greatest debt relief.

Chapter 13 Bankruptcy Guidance – For those who do not qualify for Chapter 7, we assist in developing a payment plan according to a budget under Chapter 13. We assist in developing an equitable payment plan so that clients can pay debt later but are allowed to retain the valuable assets.

Debt Negotiation and Relief – We understand that bankruptcy may not be the answer at all times, and hence we offer debt negotiation and settlement. Our attorneys negotiate with the creditors to reduce amounts due or establish more amenable terms of payment, providing a bankruptcy option if necessary.

Foreclosure Prevention and Mortgage Relief – We provide legal representation services to assist homeowners in preventing the loss of their homes to foreclosure and keeping their property. We assist clients with loan modifications, short sales, and bankruptcy filings that can halt foreclosure and allow clients to stay in their homes.

Protection from Creditor Harassment – When you become our client, we shield you from creditors and debt collectors harassing you. Our lawyers put automatic stays in place by filing for bankruptcy, stopping wage garnishment, collection calls, and lawsuits while we assist you in getting back on your feet financially.

Business Bankruptcy Solutions – Your company has unsustainable debt and we have business bankruptcy solutions to offer. We are experts in Chapter 7 and Chapter 11 filing, debt restructuring, and business asset protection to shut down or reorganize with responsibility.

Financial Counseling and Legal Advice – We don’t just fill out bankruptcy petitions; we also offer financial advice to help clients recover their credit and make smart financial decisions. Our attorneys offer budgeting advice, credit repair advice, and advice on avoiding future financial errors.

Conclusion 

Proper legal representation in times of financial trouble is required. At the Law Office of A. Marie Felsen, Esq., as a San Bernardino Bankruptcy Lawyer, we proceed cautiously to help individuals and businesses achieve financial stability once more. Our lawyers provide professional guidance, custom legal solutions, and firm assistance during the process of bankruptcy. With our guidance and determination, you can move towards living free of debt and achieving financial independence.