It’s another sleepless night. The weight of unpaid bills presses down like a lead blanket, and the relentless calls from creditors have turned your phone into a source of dread. Maybe you’re staring at foreclosure notices or wondering how to protect your family’s future when debt feels like a storm with no end. If this sounds familiar, take a breath—you’re not alone. Here in San Bernardino, we’ve met countless individuals just like you, hard-working people caught in a cycle of financial stress, unsure where to turn. But here’s what we know for certain: Bankruptcy isn’t surrender. It’s a strategic step toward reclaiming your life.
It’s about silencing the chaos, shielding what matters most, and rewriting your story on your terms. For over two decades, we’ve walked alongside our Inland Empire neighbors, helping them navigate these turbulent waters with clarity, compassion, and results-driven strategies. Let’s be honest—the world of bankruptcy law can feel like a maze. That’s where we come in. At the Law Office of A. Marie Felsen, Esq., we believe knowledge is power. Whether you’re facing overwhelming medical bills, fighting to save your home, or simply tired of creditors crossing the line, our Bankruptcy Lawyer in San Bernardino, CA, is here to turn confusion into confidence.
Every financial journey is unique, which is why we tailor our approach to fit your needs. If debt has become a prison, Chapter 7 bankruptcy could be your key to freedom, wiping out unsecured debts like credit cards or personal loans while safeguarding essentials under California’s exemption laws. For those who want to keep their home or car, Chapter 13 offers a lifeline—restructuring debts into a manageable plan approved by the court.
We also stand between you and aggressive creditors. The moment you file, an automatic stay halts harassment, lawsuits, and wage garnishment, giving you room to breathe. And if foreclosure is knocking at your door, we act fast to pause the process, buying time to negotiate or file a strategic bankruptcy case. While we explore alternatives like debt settlement, bankruptcy often provides the strongest shield and the clearest path forward.
Local roots matter. With decades of combined experience in San Bernardino courts, we understand the nuances of California’s bankruptcy laws and how to leverage them to protect your assets—from your family home to your retirement savings. But beyond expertise, we prioritize you. We listen without judgment, explain options in plain language, and fight tirelessly to secure the best possible outcome.
Your first step costs nothing. We offer free, no-obligation consultations because we believe everyone deserves clarity before making life-changing decisions. No pressure, no sales pitch—just honest guidance to help you choose the right path.
Debt doesn’t define you, and it doesn’t have to dictate your future. Whether you’re a parent protecting your children’s stability, a small business owner seeking a reset, or someone simply tired of living in survival mode, we’re here to help you rebuild. As your Bankruptcy lawyers in San Bernardino CA, we’re not just legal advisors—we’re allies, advocates, and your partners in reclaiming peace of mind. The storm won’t last forever. Let’s weather it together and step into the calm ahead.